Commercial General Liability in Ottumwa, IA, Bloomfield, IA and Surrounding Areas

General liability insurance protects your business against claims of bodily injury and property damage from customers and clients. These types of claims can come up any time, and without general liability insurance, you’ll be paying out of your own pocket.  

General liability insurance provides a financial safety net, helping businesses cover lawsuits and accidents related to non-professional negligent acts. This critical coverage can minimize risk and protect hard-earned assets. 

McCune & Reed Insurance can work with you to determine the best coverage for your company’s risk management needs. 

What Does General Liability Insurance Offer? 

A general liability insurance policy offers three essential types of coverage, including: 

• Bodily injury. This helps cover medical expenses, loss of services and legal fees related to a third-party injury on your property.
• Property damage. This helps cover physical damage to property of others or the loss of use of that property.
• Personal and advertising injury. This helps cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.  

What Does General Liability Insurance Cost? 

The price of general liability insurance depends on various factors such as location and size, claims history, industry, deductible and coverage limits. Our agents can help you determine the cost of general liability coverage for your company. 

How We Can Help 

At McCune & Reed Insurance, we can create a policy that protects your business. To get started with general liability insurance, contact an agent today.